I don't think xab9 is denying that your wife made you a better person and see things in a different light. That's awesome and you should be proud of her. But your comments keep showing a form of dependancy that can quickly spiral out of control and turn against you (personally I have been there). A psychologist can be a tremendous help in preventing such situations.
Like xab9's comment, please do not take offence in my comment either.
I would say, ignore both of them (the HNers advising you above in good earnest). You will cross that bridge if/when there is a need. The disruption to a happy phase can come in various guises. Don't mend if it ain't broke, they say. Also make hay while the sun shines & may be it will shine longer.
Yes, that's why I said his call - I'm just a random stranger (no expert, no family member, no good friend etc), the weight of the things I say is close to zero and this is fine.
On the other hand sometimes it may be good to have a pillow to soften a fall. If nothing happens, I spent that money on myself, no big deal, but if a tragedy happens out of the blue then it may save his life. It saved mine.
I understand. And that's why even in my post I said 'good earnest'. But I feared by OP's last comment that he was beginning to take the advise seriously. So I thought my duty to put an affirming point.
Like xab9's comment, please do not take offence in my comment either.