Keep G Suite, but buy your own domain (whatever.com) so you are in total control. If they ban you, just change DNS records to point to zoho or some other provider.
Which is good practice anyway, just in case of an outage, or someone hacking your account, or whatever.
But I agree, too risky. Just stay away from Google. Cons outweigh the pros, for me personally. The only thing I used it for was sheets, docs and gmail. LibreOffice is more than adequate for me, and far better than the Google alternatives.