driving a car that is more predictable which you drove into the baricade, or got rear ended by or side swiped someone on the exit . the avg driver is more deadly than any tesla on autopilot . By the stats .
Tesla’s are really expensive to repair which impacts insurance costs. But, some companies have self-driving car discount‘s such as: https://www.joinroot.com/blog/tesladiscount/
Suggesting a net benefit exists relative to the base model without self driving capabilities.