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This isn’t true for every firm, but a lot of them do it.

I think it’s bad (it’s weird/unfair), but on the other hand I am happy not paying commission/getting orders filled at prices often a bit better than advertised on my broker’s app, so maybe it’s ok? Idk.



I’d argue it’s not bad at all. It very cleanly aligns incentives in a way that benefits both sides.

Another way to look at it is that there’s an “implied commission”, paid in the form of a perhaps slightly inflated purchase price, that largely doesn’t affect retail investors. And this all works out for quant firms because they make money off this at volume, at near zero marginal cost.

In fact, it’s odd that commission free trading didn’t happen a lot sooner. Etrade, Schwab, etc were rent seekers.


> I think it’s bad (it’s weird/unfair)

How is it bad or unfair? Everybody wins: you get a better price, the market maker does a trade they're happy with, and your broker gets a little bit of money.


I think it’s a little unfair compared to letting people put their orders on exchanges directly


You are guaranteed a price that is equal or better than what you'd get on the exchange. Why would you want to bypass that?


Well “the price” might be totally different if there were no off-exchange orders. But I’m sort of being a devil’s advocate... I agree with your argument in practice since I don’t expect to see such open exchanges anytime soon


> Well “the price” might be totally different if there were no off-exchange orders.

I'm not sure what that means, but there's no scenario in which you'd get a worse price. That would be illegal under the Reg NMS order protection rule.

https://www.investopedia.com/terms/o/order-protection-rule.a...


You won’t get a worse price than what the exchange says is the price, but that price Is a moving target; if all competitors could see all orders, the price would move. Idk if it makes a difference on average but it is a difference




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