$40K isn't that expensive for a good portion of HN. You can usually get them used for even cheaper, though I'd always be weary about buying from a used car dealership, as they're often clueless about Teslas and will claim a car has FSD when it doesn't. I've also seen them try to sell a used Model 3 Standard Range (The $40K base model) for $60K, which is more than the Performance model.