> I want to retire and be able to actually enjoy it.
In hindsight the goal of retirement seems so weird.
Nobody can save their time into an account (your hours of life cannot be transferred). I have many friends that died before 65, or I know retirees with health issues that severely interfere with enjoyment of life.
In theory we can save money by investing for later (money ≠ time). In practice I strongly believe our governments will steal our investments... Demographics suggest that governments will go broke and so governments will take what whatever they can.
I'm in New Zealand and there are clear signals to me that retirement savers will get rug-pulled by our government (changes to age/$ thresholds, but also other various taxation suggestions). A government cannot reduce spending because either (1) voters don't like that or (2) other powerful beneficiaries {businesses, politicians} fight against it.
Background: I chose bootstrapped startup life in my 30s and got a small success by 50 and I'm now possibly retired. I wished I had payed more attention to what retirees actually do because previously I understood little.
In hindsight the goal of retirement seems so weird.
Nobody can save their time into an account (your hours of life cannot be transferred). I have many friends that died before 65, or I know retirees with health issues that severely interfere with enjoyment of life.
In theory we can save money by investing for later (money ≠ time). In practice I strongly believe our governments will steal our investments... Demographics suggest that governments will go broke and so governments will take what whatever they can.
I'm in New Zealand and there are clear signals to me that retirement savers will get rug-pulled by our government (changes to age/$ thresholds, but also other various taxation suggestions). A government cannot reduce spending because either (1) voters don't like that or (2) other powerful beneficiaries {businesses, politicians} fight against it.
Background: I chose bootstrapped startup life in my 30s and got a small success by 50 and I'm now possibly retired. I wished I had payed more attention to what retirees actually do because previously I understood little.