Those numbers are for all bank offices located in the Bahamas, most of which are foreign bank branches. The numbers in the row "By type of bank - Domestic banks" [1] appear consistent with the article.

[1] https://stats.bis.org/statx/srs/table/A5?c=BS&m=S&p=20202&o=...

Author here; this is the correct answer. The larger number refers to all banks. Deltec is known to be a domestic bank, so we can use the smaller number to get tighter uncertainty bounds on its currency flows.

Regarding your last point, the Harvard goals study doesn't actually exist: http://sidsavara.com/personal-productivity/fact-or-fiction-t...

Thanks. The Harvard goals study doesn't exist. After hearing of this myth, Gail Matthews at Dominican University tried to perform the goals study:

http://www.dominican.edu/academics/ahss/undergraduate-progra...

The conclusion: writing one’s goal enhances goal achievement. You are 42 percent more likely to achieve your goals just by writing them down.

It's curious how HN users found nothing positive in my comment above and chose to downvote it. It must have seemed my intention was to mislead people.

Thanks @acoustic, it's always nice to see bunk-busting. Just looking at the quote makes the statistic sounds hard to believe. Did the story include drop-outs like Bill Gates and Mark Zuckerberg?