Things might be very different in the US, but interchange is nowhere near 2.5% for a debit card in Australia. Maybe that's what is levied to the merchant (or more) but by the time it gets back to the issuer, after merchant service fees and on-charged scheme fees it's more like 0.5% for a debit card.
I could be mistaken but business models built on interchange (I think) have been the downfall of a number of 'neo-banks' from the last 5-10 years. More recently I've seen people adopting a commercial-classified card (or other) for these types of plays for the sole reason of it attracting a higher rate of interchange vs a typical consumer debit card.
I've been using https://superhuman.com/ for a while. It really is as fast as they say and with their focus on keyboard shortcuts, you can fly through your inbox(s).
It's not free but then again, that's a good thing I hope. Implies they plan to be around for a while!
Agree- it's up to us to make the most of this opportunity now. I hope YCom get some good data and learning for next years course off the back of it too.
I was quite impressed with the service until I found out the only way of using it is via an embed. For documents that (can) be as key as these, I am not 100% comfortable relying on Termly to always work as it should.
I contacted support and they advised them embed is the only option which makes it a non starter for me now, otherwise I would have happily paid the subscription as I do think the documents could be quite useful as a starting point.
If you want to 'compete', the way to play the game is to promote yourself as most of the time, no one else is going to. This is obviously what your colleague is up to.
I used to get mad about the same thing happening to me and it happened a lot. After talking to different people about ways to manage it, I decided to come to terms with it because I wasn't that interested in the alternative (self-promotion). Now I take comfort from the fact if they have to take credit for it, they are obviously worried about something that I am not.
There are many paths you can take if it's a human touch that you are after but none of those will get you there for $500. If you think Atlas could better explain that then I agree with your comment but I never once got the impression that there'd be any hand-holding along the way.
A simple live webchat on the dashboard would go a long way, for example. If you haven't done this before (and know the pitfalls of wrong decisions at this stage), the process seems deceivingly easy. A good example on how to do this right might be Credit Karma's Tax product - amazing (& proactive) guidance along the process.
