> Doesn't opening that many accounts every year hurt your credit score?
Yes.
However, you'll still be in the 80th+ percentile of credit scores. Additionally, the number of applications you've made contribute only around 10% to your credit score.
> You get more than 9 - that's too much, I hope your compensation is superb (i.e. well above average).
At FAANG, the number is most definitely less than 9. Combine this with the freakishly high compensation, and this looks like the best deal one could predicably get on Earth.
> Why try to hijack my attention (difficult when I'm trying to solve a car problem) when you could instead subtly redirect my attention to an ad for a local mechanic?
If there's only space for one ad, do they show you an ad for tools, exterior mechanic, engine mechanic, or a new car ad? All are valid options for both you and the advertiser.
This is where invasively tracking your online behavior can help you.
Yes.
However, you'll still be in the 80th+ percentile of credit scores. Additionally, the number of applications you've made contribute only around 10% to your credit score.