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> charging $25-$40 for ACH Transfer fees (per account)

Do you mean ACAT fees? I haven't seen many accounts charging for ACH fees as those are basically free. Only Wise (Transferwise) charges for it from my experience.

If it's ACAT fees, a lot of brokerages (not Vanguard) will reimburse you the fees if the account balance you are bringing in is big enough, I've noticed.


I would assume it's very similar to bone apple tea. Hearing the word before you've read it, so spreading organically from a mistake. https://old.reddit.com/r/BoneAppleTea/


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