Are you aware of any banks that don’t require you to use their Android/iOS app to use PIX? I’ve had accesss to maybe a dozen banks and none had that ability. Sometimes you get via web, but needs their app’s 2FA to log in.
Rights can be extended through contracts. A lawyer at Spotify might think to put in: "we distribute the music for you, your right to enforce copyright or otherwise litigate on behalf of that music is also extended to us as if we also own it".
The legal language would be different, that's a dumbed down version.
I do understand what can happen (I'm an IP lawyer), but this basically requires enabling spotify to act as your attorney, since they still do not in fact own the rights, even with this.
You can't manufacture standing here - only folks who are exclusive rightsholders can sue. Period.
So it would require giving them power of attorney enabling them to sue on your behalf, since you (or whoever) still own the exclusive rights .
I strongly doubt their contract terms have this in there, it would be fairly shocking.
I say this having seens tons of these kinds of contracts, even with spotify, and never seeing something like this.
What I have seen in practice (not with Spotify) is a law firm that is cozy with both entities will be delegated standing, the "powers" in power of attorney but with clauses defining a limited scope and "escape hatch" and "kill switch" clauses.
With the amount of content that has been described, it's not unlikely that Spotify actually owns some tiny fraction of it. They probably have some half-assed record label that owns two songs by a nobody.
Apparently you can win anything you want in a default judgement, no matter how ridiculous. When you know the other side won't show up because they'd be handcuffed, this is a useful way to achieve your goals.
There are some EU cloud providers that try (OVH, Scaleway, Hetzner, Upcloud, Evroc), but AWS is a product 20+ years in the making and only in the last 5 that people are really opening their eyes to the sovereignty problem. And even if those providers did have the money and regulation breaks AWS had, today is a much different market than the one AWS grew up with, in which there wasn’t an incumbent and they were leading the market. Nowadays everyone has to be at least similar to AWS for people to consider it, and I feel sovereignty alone is not enough.
In other words: making a cloud provider isn’t that difficult, making a cloud provider that people will use INSTEAD OF AWS is an exponentially harder problem.
> asset we have is our home and there are many websites out there that tell you how much it's worth but they each vary an awful lot and change dramatically - so much so sometimes that any savings you've made in the same period are eclipsed
I honestly completely ignore my purchased home value. It is not a regular asset because you have to make use of it, you can’t really liquidate it without a substantial change in your life (renting, marrying, going homeless, etc). If you trade it, you’d have to use that money to get some other housing. My strategy in my personal finances is to threat the house as if I’m renting. The money is gone from the balance, the equity isn’t tracked anywhere.
> Budgeting can make that manageable by significantly lowering your living standard
I’d say that budgeting allows you to see how far off your ideal standard you are living. Spending too much on the kids school can be a deliberate choice or an afterthought from 4 years ago. Budgeting lets you see that and be deliberate about those choices.
In the 2010s I had used virtually all existing Personal Finances software on the internet and ended up building my own [1] that I still maintain and use to this day.
A ton of software out there was too US-centric, sometimes not even supporting multi-currency, or the UI being terrible to a newcomer. I've recently tried Beancount, but it still didn't convince me to switch over, because:
1) Double-entry bookkeeping is about what happened, and I want the software to tell me what's coming up. I can still handle that in Beancount, but it's unaware of $CURRENT_DATE, making it labour intensive: if you post an expense for the next week, it will already deduct it from your balance, you'd have to post the item as a liability, and then later move the liability to an expense once it actually hit the bank account (and you have to do that manually);
2) I matured my personal finances by following the YNAB method, and I'm not sure how to apply that to DEBK;
3) I think most people use a Personal Finances software differently than me. I see discussions about importing transactions and monthly reconciling. I open it nearly daily to check what is coming up, and I post transactions as soon as they happen. I want to know how much clothing/groceries/restaurant budget I have left before I leave home;
Any tips on how to handle those things on Beancount/DEBK, or that's just not for me?
Please expand on this. Public cloud IPs would be on spam lists, and providers like Hetzner and OVH aren’t any better. Where does one go to buy a decent IP?
I had troubles with Apple blocking a bunch of range IPs from OVH, because they don’t handle abuse claims. It didn’t show up in blocklists at the time, but was in practice unusable.
IME anything that can be purchased by an average developer is in some list nowadays and deliverability is always crap (with luck it lands on spam folder).
Ditto. From all the places that I’ve quit, the only counter offer I’d accept would be “we’ll implement this structure/process change that is slowly killing your will to work here”.
I can’t wrap my mind around those goals, because (IMHO) the number one thing that would improve viewership is entirety outside of YouTube’s hand: content quality. So the author can only ever move needles that are thrice removed (i.e.: improving backend tools -> creators have more time -> creators create better content) or are statistical coincidences (we made the buttons round -> viewership went up 0.2%).
Are you aware of any banks that don’t require you to use their Android/iOS app to use PIX? I’ve had accesss to maybe a dozen banks and none had that ability. Sometimes you get via web, but needs their app’s 2FA to log in.