unfreeze it just for that report. You can ask the bank, credit card, mortgage loaner which credit bureau they use and then unfreeze your account for 2 weeks.
I'm not saying that you should believe they do, but it's pretty common for companies to act like they do and given how common that kind of loyalty talk is, it doesn't surprise me that people do
Unfortunately still a lot of people with nice cars and expensive rents and other consoomer waste who have been living like the good times will never end.
This sounds like a purely mathematical output that hasnt been observed yet. Interesting, but like string theory, its pretty much math manipulation until you get what you want.
In string theory, the proposal is to change the Laws of Physics. Each particle is a small string instead of a point, each point of the universe is actually something more complicated, like a circle in a new dimension. But we are not sure if each point must be replaced by a circle or a sphere, or a torus/donut or whatever. In string theory the proposal is to change the laws of physics, but there are many versions that are possible and currently we can make no experiment to be sure any of them is good.
In this paper they don't propose to change the Laws of Physics. They use the current laws to get a a theoretical result. They make a theoretical "experiment" and calculate the expected outcome. The "interesting" part is how they interpret the result as a weird time flow. As Nevermark says, in small system it's expected that sometimes evolve in unexpected ways. For me the research article looks like an overhyped interpretation.