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What's the context here? When, where and for what did they recommend SVB?

(FWIW, it did end well, as going with a relatively large federally insured bank meant that no one lost any money during the crash)


SVB was considered the "standard" bank for all startups for decades so it's not surprising that YC would give the same advice. If you run a startup out of a normal bank sometimes you get weird glitches: https://mitchellh.com/writing/my-startup-banking-story

Of course today startups are probably using Mercury/Ramp/whatever.


I don't see any weird glitches there

chase did what they were asked for years

up to the point they were told there had fraud going on, at which point the walls went up

which is entirely as to be expected


50 crypto scams? Why do you link the same one thrice, then?

https://forum.effectivealtruism.org/posts/5mghcxCabxuaK4WTs/...


It's quite hilarious that you link to an EA forum to make your point when it's a known fact SBF was from the EA movement and they openly discussed --after the SBF/FTX/Alameda fraud was exposed-- whether scamming people to give part of the money they stole to fund things they thought would make EA participants look as white knight was acceptable or not.

The best example is SBF's guru who bought a 15 million GBP mansion in the UK for the EA movement with stolen funds.

Now he's keeping a very low profile because I know for a fact that up to a few years ago there was still assets being clawed back from the Enron fraud (!). So that mansion could be seized one day from the EA movement.

Let's steal money, let's buy private jets and fancy villas for our parents in tax heavens, let's give some to worthy cause (worthy in their own eyes).

Despicable people this EA movement.

And, no, I'm neither taking lessons nor explanations from what are, in the end, just petty scammers / thieves.


That's a very misleading way to say that Flock is a YC company [0]!

[0] https://www.ycombinator.com/companies/flock-safety


Where's the misleading part? What GP said is true:

https://x.com/garrytan/status/1856932483864170606


> Michael Seibel and Dalton Caldwell were publicly anti-Trump

Neither of these were "publicly anti-Trump" as much as Garry Tan has been.

Actually, where'd you even get that from? I cannot with my life imagine that Dalton would publicly post about politics. I've googled around a bit and found nothing either.


Michael specifically mentions in an older video with Dalton brainstorming things they could do about Trump. I don't recall ever seeing a YC video where Garry leaks any political affiliations, though I don't follow him on social media.

Which video was that? Garry has been an outspoken Trump-critic and moderate Democrat on Twitter.

Either way, my point is it's an extreme stretch to believe their departure, Trump, and crypto stablecoins are somehow related.


I don't recall the specific Dalton + Michael video, and it's not important enough for me to dig up, particularly if Garry is politically outspoken on social media. I'd prefer to believe YC is still a neutral player, but the amount of ring kissing from the big valley VCs makes suspicion rational.

That doesn't pass the sniff test, many other pages on knowyourmeme correctly attribute memes to 4chan.

If you were right that would be easily verifiable. Do you have an example of a post dated before 2018? Maybe you're getting tricked by the fact that 2018 was 8 years ago?



I think you are taking their point literally, its not that knowyourmeme is not crediting 4chan, its that the racism/edge is polished off presenting a more mainstream version of many memes.

This is you explaining that you have never plunged into the depths of Know Your Meme.

> If you were right that would be easily verifiable. Do you have an example of a post dated before 2018?

How?


Link to a message on one of the many historical archives of 4chan?

I think I'm the opposite! The key is to ignore any language that sounds too determined and treat it as an opinion piece on what could happen. There's no way of knowing what will, but I find the theories very interesting.

If you're curious to play around with it, you can use Clancy [1] which intercepts the network traffic of AI agents. Quite useful for figuring out what's actually being sent to Anthropic.

[1] https://github.com/bazumo/clancy


This is a weird theory. Brex sent an email to all customers, alongside posting everywhere on social media. You are making your conclusions because they didn't put the announcement on their landing page?


Some people, (eg people who aren't already Brex customers), aren't going to get that email, and aren't following Brex's social media presence. They may not even have a social media account of their own, not even a Linkedin. The only way they would hear about is is via their landing page.

How much you use social media, and are a Brex customer, is going to influence how big you think that group of people is, but it's for sure, non-zero.


Very much so. A better law would be conservative in both sending and accepting, as it turns out that if you are liberal in what you accept, senders will choose to disobey Postel's law and be liberal in what they send, too.


It's an oscillation. It goes in cycles. Things formalize upward until you've reinvented XML, SOAP and WSDLs; then a new younger generation comes in and says "all that stuff is boring and tedious, here's this generation's version of duck typing", followed by another ten years of tacking strong types onto that.

MCP seems to be a new round of the cycle beginning again.


No they won't do that, because vibe coding boring tedious shit is easy and looks good to your manager.

I'm dead serious, we should be in a golden age of "programming in the large" formal protocols.


The modern view seems to be you should just immediately abort if the spec isn't being complied with since it's possibly someone trying to exploit the system with malformed data.


This is extremely dismissive. Claude Code helps me make a majority of changes to our codebase now, particularly small ones, and is an insane efficiency boost. You may not have the same experience for one reason or another, but plenty of devs do, so "nothing happened" is absolutely wrong.

2024 was a lot of talk, a lot of "AI could hypothetically do this and that". 2025 was the year where it genuinely started to enter people's workflows. Not everything we've been told would happen has happened (I still make my own presentations and write my own emails) but coding agents certainly have!


Did you ship more in 2025 than in 2024?



I definitely did.


I definitely did.

Objectively 0->1 lots of backlog.


And this is one of the vague "AI helped me do more".

This is me touting for Emacs

Emacs was a great plus for me over the last year. The integration with various tooling with comint (REPL integration), compile (build or report tools), TUI (through eat or ansi-term), gave me a unified experience through the buffer paradigm of emacs. Using the same set of commands boosted my editing process and the easy addition of new commands make it easy to fit my development workflow to the editor.

This is how easy it is to write a non-vague "tool X helped me" and I'm not even an English native speaker.


That paragraph could be the truth, or it could be a lie. Maybe Emacs really did make you more efficient, or you made it all up, I don't know. Best I can do is trust you.

If you don't trust me, I can't conclusively convince you that AI makes me more efficient, but if you want I'm happy to hop on a screen-share and elaborate in what ways it has boosted my workflow. I'm offering this because I'm also curious what your work looks like where AI cannot help at all.

E-mail address is on my profile!


> This is how easy it is to write a non-vague "tool X helped me" and I'm not even an English native speaker.

Your example is very vague.

See if you can spot the problem in my review of Excel in your style:

"It's great and I like how it's formula paradigm gave me a unified experience. It's table features boosted my science workflows last year".


LLMs must be dismissed.

The dismissive tone is warranted.


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