I generate about $500-750 USD per month on a few apps I have published on the app store https://itunes.apple.com/us/artist/letsbasket/id409205141 and google play https://play.google.com/store/apps/details?id=com.bytesteam.... Income comes form advertising (admob/adsense), in app purchases and paid versions.

Is this an opportunity to solve a real problem? In helping founders of failed startups. Would an "insurance model" startupt for startups make sense? I'm European, so not sure how this sounds in the USA.