Maybe not, yet. But over a period of gradual improvement, it may offer something unique to certain niche. e.g beginner users, who would prefer a tax calculation tool with a clear and easy to understand step by step guide, followed by some tax related advise etc (something similar to what you've recommended). Thanks.
Points noted. It's the initial version of what I wanted to build. I'll add more features gradually as I get some input/suggestion from the users. Thank you.
(i) You must not copy, rip or capture, or attempt to copy, rip or capture,
any audio Content from the Platform or any part of the Platform,
other than by means of download in circumstances where the relevant
Uploader has elected to permit downloads of the relevant item of Content.
From their perspective you are fiddling with their software to bypass restrictions requested by the content creators/uploaders. They will just ban your IP and be done with it. If they can't for whatever reason, I guess they'll have to start obfuscating the protocol.
[0] http://portchecker.co