Same as watching someone in school try to translate between French and English by a dictionary one word at a time ignoring context...
But frankly security theatre was always going to descend into this with a thousand wannabe l33ts targeting big projects with LLMs to be "that guy" who found some "bug" and "saved the world".
Shellshock showed how bad a large part of the industry is. It was not a bug. "Fixing" it caused a lot of old tried and tested solutions to break, but hey, we as an industry need to protect against the lowest common denominator who refuse to learn better...
"beginner". Docs are written this was are targeted at other developers who are experienced. You know this by the fact your calling yourself beginner and this isn't a friendly coding camp where everyone is making a robotic arm go up and down in python. This is being a real world developer.
To a "non-developer", yes that's what being in _this_ industry is like/about. If like taking a random coder and expecting them to read instructions to make something using crochet. There's a learning curve...
Flashing GrapheneOS on a new phone took 10min tops. Setting up Nextcloud using their Docker image does not take much longer than that. Setting up my email server took the most effort, but I did this in hard mode using bare Postfix and Dovecot on Linux. A dockerized email server could be up in a matter of minutes. There is no maintenance beyond sudo apt upgrade.
I think the question between the lines was "how much time did you take to the point where you know how all that stuff works?", or at least that's what I'd include in the spirit of the concern (as someone who knows all this too, and knows that the answer is 100's of hours)
In what possible scenario is burning cash vs keeping a fraction of it a bad financial decision?
I can only imagine it makes financial sense to rent if you live somewhere where you're not paying off someone else's mortgage and are paying a fair renting price. (Otherwise paying your own mortgage just makes more sense)
As an actual honest question, where in the world is like that any more?
I can name 4 cities easily where you're paying mortgage+extra driven by the "buy-to-let" craze over here.
I'll assume you mean the UK is a phenomena in that case.
I think the difference for the UK is it’s HCOL but low pay, so people there can’t afford the mortgage down payment as much, which is not normal for say American HCOL cities.
> Because few people can afford the 20% downpayement needed for mortgage.
Current state of the British economy is the state is looking to allow 40yr 5% deposit mortgages.
We're not quite there yet but it's heading that way. Be very thankful if your country isn't that bad!
Interesting. Down here in Australia our economy has been doing OK, we've had a great run of dodging recessions, but due to house prices appreciating so much since the 90s, there's similar problems with house down payments being far out of reach of many people.
Recently, our government is making a change to allow first homebuyers to purchase properties with only a 5% deposit.
Historically the Australian government set up the Housing Loans Insurance Corporation in '67, to provide insurance for banks against the risk of borrowers defaulting, to support home buyers. In 1997 the Howard government privatised the HLIC by selling it to GE, and we've had a private sector for mortgage insurance since, compulsory if borrowers are borrowing more than 80%.
Now in 2025 the current Albanese government is rolling out a scheme where the government will act as a public mortgage insurer again to allow first home buyers to buy with only a 5% deposit.
I'm not quite sure what to think. I heard an economist interviewed who reckoned this was a great idea to make it easier for young people to get into the property market, arguing that Aussie homeowners historically hardly ever default on mortgages. But naively it seems like this is yet another change that is going to push up house prices even further by increasing demand, without doing something to increase supply.
I also wonder if systemic mortgage default risk appears like it is lower than it actually is because Australia has been lucky enough to escape a major recession for so long.
problem is, politically it is feasible for government to support policy that superficially appears to help home buyers, but also props up housing prices. like all these "give the first home buyers more money / access to loans / reduced stamp duty" policies
a government with an actual serious policy to increase housing supply, which should cause housing prices to fall, might have a lot of trouble getting elected or staying elected (only 1/3 of australian households rent, but that'll increase over time due to wealth inequality)
Problem in the UK is the economy is held up by the housing market, foreign students and pandering to the boomers who hold most of the liquid assets.
Maybe the fourth leg on the stool is the London economy but that's more generational and systematic wealth than consumer or liquid assets.
But frankly security theatre was always going to descend into this with a thousand wannabe l33ts targeting big projects with LLMs to be "that guy" who found some "bug" and "saved the world".
Shellshock showed how bad a large part of the industry is. It was not a bug. "Fixing" it caused a lot of old tried and tested solutions to break, but hey, we as an industry need to protect against the lowest common denominator who refuse to learn better...
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