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"On the other extreme, Android users with a Yahoo email address have an average default rate of 4.30%, significantly higher than the 2.69% default rate in the highest decile of FICO scores."


TL;DR - "This EIP aims to improve the usability of off-chain message signing for use on-chain. We are seeing growing adoption of off-chain message signing as it saves gas and reduces the number of transactions on the blockchain. Currently signed messages are an opaque hex string displayed to the user with little context about the items that make up the message."


Love it. IMHO comments are the best part of HN. I always read the top few comments before clicking the linked URL.


Many times I'll just read the comments and not bother reading the linked article at all.


I think most people do this. It's often striking how many people ask questions that are answered in the linked article.

The Tesla story currently on the front page is a great example of this.


Sometimes I do read the comments without reading the op, but then I won't comment, unless it's something unrelated (like this very comment, for example, even thought in this case I did read the OP).

But yes, there's plenty of "Didn't read the article, but...".


I always feel somewhat bad when I do this, but it really is much easier to read the first few comments. For really long articles, I often only read the beginning, catch something I want to comment on, and hope I didn't need the rest for my comment to be valuable.

It's not great, and honestly feels a little like in high school when you didn't actually do the full reading assignment for english class, but it can be hard to keep yourself to high standards.


The articles are almost never as short and to the point as they could have been. The article authors are at fault.


I like to think of it as delegating :)


I do the same! An TL;DR at the beginning of the thread would be super useful though. Especially when it's a WSJ article behind a paywall.


Agreed. I'm sure someone is working on this and can be easily applied to HN (maybe https://www.agolo.com/)


It's something we do on Lobste.rs. Its guidelines allow a short, purely-factual description just to save people time. On CompSci papers, I always put the abstract in there either whole or trimmed. Some people TL;DR the articles in their comments which happens here, too.

Allowing a super-short summary might be a good practice here, too. Especially for long articles or videos. On videos, maybe link to transcript or slides, too, so people don't have to dig them up. It's another thing I try to do over there.


For us less technical user, what do y'all recommend for creating great landing pages?


If you're mentioning "less technical" I assume you're talking about tools? You can make good landing pages in Wordpress using a page builder like Elementor (just drag & drop).

You might need a bit of HTML/CSS here and there to customize things, but you should be able to get by without it.


Thanks! Yes, referencing tools.


Focus on the content:

- explain in a few words what your product is, so it can be understood by everyone

- explain what your product does

- how your product is different from everything else

- pricing

I know it sounds obvious, but I often have no idea what the product is after reading a landing page


I've been working on this for a product launch we are trying to do and have had the problem you are talking about.

The problem is that explaining that without ending up mired in detail is much harder than people give it credit. I've found it very useful to actually write out the list of what I am trying to convey and look at it constantly while doing design work.

Also splitting out the work - the first forays have been what I realized was actually development work that I was hiding behind design. During design I put away the dev environment and just work with sketches.


Agreed! This seems like an instance where even if the car knew it needed to stop, it couldn't do so in time.


Every millisecond of braking reduces the severity of the collision.


> "The driver said it was like a flash, the person walked out in front of them," Moir said, referring to the back-up driver who was behind the wheel but not operating the vehicle. "His first alert to the collision was the sound of the collision."


I created a Hacker News token. If anyone is interested, I'd be happy to send you some (for free!). Either request on Hexel or comment with your Ethereum address.

https://www.onhexel.com/token/9ef7aaf7-82b2-470f-a84d-e392e7...


My favorite coin so far is the TallCoin: "I will issue 1 coin to any person who is taller than me (I'm 6'7")".

https://www.onhexel.com/token/bb571299-e19a-4671-9036-7b3e73...


I like WednesdayCoin, a coin that can only be transferred on wednesdays. https://wednesdaycoin.io/

(not a hexel coin, but another ERC20)


Agreed! Also one of my favorite coins. I was blessed to receive some a few Wednesdays ago.


As a former Big 4 accountant in SF, I see Pilot addressing a huge need for startups with a fresh technology layer. I'm sure customers will be happy to get back to building their companies!


Amazon is great example of how the short-term focus of public company CEOs won't end well. Long-term thinking is best for building a valuable company.


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