I use CoPilot that is build into Windows 11 now almost exclusively. It's right there and gets the job done 99.9% of the time for me. that other 0.1% is when I use google.
with buttons, you can close your eyes and navigate the "map" of the device. I know that the top button of my tv remote is the power and the cross in the middle is for navigating the directional of the on screen display of the tv. I can find the middle button of the remote and 2 middle buttons down from the cross is the play/pause button.
You can't do this with a touch screen. There is no indication of surface or depth of feedback. True that you can have a "bump" feedback, but that is for basically ever "button" on the touchscreen so they all feel the same.
There is nothing to distinguish one button "area" from the other on a touchscreen. Now this isn't a big deal if you can look at the control, but what about blind people, trying to navigate in the dark or even worst... while driving???
Touchscreens have their place but they don't need to replace everything.
I still hate the fact that people can borrow money against a stock. Stock should be sold, period. That is how the market sets a price for stock, through the volume of it being sold and bought. By allowing people to borrow against a stock, let's them get the money for the stock while still holding it. That artificially increases the stock price and value.
probably whoever makes the loan will hedge, maybe by shorting the stock. or buying puts, but then whoever sells them the puts will hedge by shorting the stock.
if they decide not to hedge, then it must be because they don't think they're exposed to much risk, which basically means they like the stock and would be willing to own it. it feels like it mostly works out.
Are you talking on the consumer level or the banking level?
On the consumer level, you need to have mortgages as I don't think most people have 500K lying around in order to purchase a home. As such, there needs to be some way for the common person to borrow the money to finance a home. Obviously there is no way to "sell" your mortgage, you can only sell your home. And yes, you can borrow money against your home in the form of a HELOC, but you doing so doesn't affect the price of the home or the market, just what you have to pay off.
Most banks on the other hand, bundle mortgages and sell them on the open market in order to recoup their cost of them rather than servicing the loan. To me this shouldn't be allowed. If a bank wants to sell their mortgage portfolio to another bank or group of bank, that's ok, that doesn't affect the market and is a private transaction. What I have a problem with is them bundling the mortgages and placing that portfolio on the open market as that causing collapse like we saw in 2012.
that will never happen. no one is going to be able to seed the amount of data that IA has. The only thing they can hope for is that a company like Google or CF provides another data center for them.
As someone who wrote OS software in the past and had little no people contributing back except the core team, i total disagree.
If you write OS and put it out there for the world to use, you should be doing it because you want to _give_ to the world. you should not expect _anything_ in return. the is the essences of giving, to not expect something back.
if Matt wants WPEngine to require a contribution to WordPRess, then he should relicense it under a license that requires this or close the code and charge subscriptions.
what he is doing is giving a bad name the OS community in general. this is not how you act.
