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> OAuth2 was production ready when everybody realized having FAANG logins is insane

I would have to disagree with this statement for a number of reasons:

1) HN community sometimes could be a bubble, in a sense that many developers here share similar opinions etc but there is a big amount of people outside of the HN community who share different views about software development, how they spend their times (I know some soft engineers who spend 0 hours outside of work doing anything IT related, not saying it's bad or good, just different to many HN people)

2) An average customers isn't necessarily aware of account shutdows or any implications of having centralised systems that you talk about

3) I think there is not enough data to support your statement, tho would be good to see if you have any to share


Not sure where you are but you can often check where your money is invested and change funds


> Not sure where you are but you can often check where your money is invested and change funds

I did and I found out they just buy 3 bonds and 2 ETFs. Very standard stuff. You can learn enough about bonds and ETFs to buy them yourselves and literally save HALF of your savings at retirement time.


My take on this as someone who lived in the UK the last 10 years or so: the main reason why ETF are less known are: less disposable income in the middle class/upper middle class(compared to the USA), it was much harder to buy stocks > 10 years ago imho


Would be interesting to hear your opinion on why you think certain assets will not keep going up.

Treasury bonds rates are low (especially once you consider shadow inflation), inflation is fairly high atm. Where can investors park their money for some return above inflation?


Bubbles pop. Pyramid schemes reach their conclusion. This is a natural cycle. Also starting to seem some bans on wasting electricity for useless number crunching.


But I guess the answer still stands, from investor(especially regular investor) point of view, where can you park your money that is likely to generate return on part/slightly higher than inflation, while not investing into too high risk assets? There are not many options available, ie t-bonds etc are not an option for many


Nft for moment. Something else soon. Land seems like the default dumping ground for excess money.

Lots of cities are having a high percentage of homes being owned by mega-corps.


Not sure if your suggestion of NFT is a sarcasm or you actually believe it. I haven't seen any studies on risk/potential return on NFT, but my bet would be that average person with some money that needs investing would lose, rather than make money.


NFT is the current scam. Of course I said that when bit coin was a few Dollars..


Maybe I am nitpicking but there are some very important steps missing:

Encrypt everything

Check drives (health etc)

Etc


I don't Encrypt my family photos. I don't understand why anyone would?


Multiple reasons:

1) Someone can use those to train DeepFake models and scam your family

2) There could be private photos and videos there that you aren't aware of

3) Why not?


1 and 2 will probably make sense to some. It's not something that would overcome my why not.

For 3 the biggest problem with encryption is you introduce a single point of failure, if you lose access to the keys your photos are gone. On a simpler note I'm a big fan of keeping things as simple as I can. Encryption is not simple. It can be fun to work with and I don't want to ignore that but unless you want to do that for fun I don't think it's worth the complexity.


If you use restic for backups there is not even an option to do it without encryption. Just use something simple you will never forget. Everybody has that password.


I don't encrypt them because then if I lose the encryption key or the encryption program or the encryption program won't run on my future machine, I lose it all.


Perhaps some family photos would include sexy time memories? Ideally those are password protected though or not included with general family photo storage..


It's easy to say "Encrypt everything," but how do you go about it? For folks looking for an "easy" cross-platform solution to encrypt your sensitive bits in the cloud, check out Cryptomator [^1].

[^1]: https://cryptomator.org/

(no affiliation)


Restic. If you create a restic backup it asks you for an encryption password, you enter it, co fogure the folders etc.

Sadly it has no gui (that I know of) but something like runtestic can help with automated incremental and encrypted backups, where you only want to keep the last n versions (and for example a weekly snapshot)


On Gnome, DejaDup recently rolled out restic support, and I must say, it's looking really good!

If you use Gnome, I would encourage you to use it and give feedback here [1]

[1] https://gitlab.gnome.org/World/deja-dup/-/issues/192


Thanks for the hint, I am a KDE plasma user, but I will keep this in mind for Gnome users in my circle.


What encryption are you using ?


In summary, the emigration of EU citizens to the US is not characterized by overcrowded flights and waiting times. It is, rather, a small and steady flow. Nevertheless, this small flow possesses exceptional skill and education levels. Behind the deceivingly low numbers is a huge potential for wealth creation that is permanently migrating to the US. The effects of this migration can be significant for many countries, especially the UK and France. Therefore, it is important that we know more about why these exceptionally talented Europeans move to the US [1]

[1] https://www.bruegel.org/2015/09/eu-immigration-to-the-us-whe...


Can someone explain why you downvoted the comment? Unless for personal reasons you didn't like the data I supplied


Person above provided statistics to correct the stamement made by another person.

> basic health issues can bankrupt you

While there is no universal definition of "basic health issues" as far as I know, there is "common health issues" definition.

If by "basic" you mean simple, then my question is: can runny nose bankrupt many Americans?


Basic health things that can bankrupt you: diabetes, childbirth complications, etc.


Good comment that provides good links! Too often people on HN give absolutely misleading information without even any links


You can get fairly cheap, by Western standard (under 200/250$) brand new phones with great screen, good camera, not many/no annoying apps that affect the daily usage [1], fairly cheap contract (around $5 a month)[2]. It does require some Googling/timing but possible.

While $200 is a lot of money for many people, there are options where you can go even lower and get a decent phone if you sacrifice some functionality (like not having a good camera)

[1] Poco X3 for example, during sale goes well under 250$. Note: it does have privacy concerns associated with it.

[2] https://imgur.com/a/d1lkYcc - £2 per month for 1GB data, 200 mins for calls


Are there any resources/things you wish you knew before you wrote and self-published a book? I am considering writing a short essay on making security decisions from the business point of view.


1. Editing is as important as technical content

2. If your book is open source then perfect technical content first and then edit it

3. Have loads of examples rather than information dump

4. Curse of knowledge is real. What knowledge you consider as common sense will blow a newbie's brains. So we have to read the book in "reverse" kinda way. Every sentence and word has to make sense to anyone and their grandmother.

5. Leanpub is really good for self publishing and your book gets good audience if you make it "pay what you want" rather than a completely paid book.

We might think that paid only is the only way but if your book is free to download then you don't lose paying customers. Those who couldn't afford/don't want to pay are just not able to download.

But if it is free & optional to pay then you get a higher audience.

Leanpub allows you to have a DL kind of thing. Please use it.

Post on related subreddits to get advice. You'll not get such a great advice from anywhere else

Do DM me if you have any questions. I'll love to help!


Thank you very much for sharing your opinion! I've added those to my "Book/Essay" folder, especially liked and agreed with the idea of having the book free to download.

I can't see your email on HN nor DM functionality, is there any chance I can know your email?


isherlock123456 at gmail

This is my temp email id. Please email me there and I'll reply from my primary id.


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