Yes this makes sense. VC has created more billionaires which isn't bad: I'd swap an Elon or a Bezos for 200 billionaires with different viewpoints.
Same with mortgages: they unfortunately push up house prices, but more ordinary people end up owning their home. They also allow capital to build new homes (modulo planning laws)
In addition they ensure itunes restore doesn't work. There is not enough space on the phone I backed up to restore the restore. Fixing this requires 3rd party paid tools.