In Helsinki I'm wondering if building expensive buildings will make sure the 'bubble' won't break. Banks will just give people larger loans. Move to a situation like Sweden where you don't even intend to fully pay it back anymore. You're just renting from the bank instead of a landlord.

Same in Switzerland. The taxation laws and low interest rates lead to a perverse incentive where people get million CHF apartments that they never pay off because if they do pay it off their real tax rate would go up tremendously. So they just make interest payments on the debt.

I'd say the system for coordination is pretty good in Europe.

There is a specialist EU agency for fisheries inspection (The EFCA located in Vigo, Spain) A lot is being done there to ensure the rules are abided. Placing inspectors on board, tracking the behaviour of the boats, and so on. But of course the budgets of this agency are nowhere near that of the agency for medicine or chemistry, and cheating is easy when you're alone at sea (using hidden compartiments for example).

The European Commission has a Directorate-General for fisheries, which does research on how much fish there is, and negotiates treaties on fisheries quotas with other nations. I believe they have great intentions, but not every one cares about sustainability, and if money talks countries like China can outbid the EU.

Source: My dad was known as the Eliot Ness of fisheries.

Check mibo, getmibo.com for the webcam on avatar. Desktop chrome only.

Which is interesting because Morihiro Harano (who conceptualised and created the xylophone video) directed the OK Go music video for I won't let you go, partnered with Honda. Chevy was first though, if i'm not mistaken.

I live in the nordics, and I can't show my kid Netflix kids' content in my native central european language because only nordic languages are licenced here.

If you don't want me to get smart on using VPN's, maybe it's time to evaluate your licensing system first..

I checked and at least in Germany Adobe offers the monthly subscription. It's a little more expensive as can be expected. I purchased it some years ago, and then cancelling after a few months they tried to charge the rest of the year, but when I pointed them to the subscription type I had, they complied.