I can only comment for Finland, but at least here it is not so common for people to have company credit cards. If you want to buy something for the company you then either need to find out the person who has the card or use your personal credit card. Both options are bit cumbersome.
Getting the person who has the card to enter the necessary card details to a web site is not always convenient. On the other hand passing the card number, cvc etc to many people in the company has certain risks associated with it. Using personal credit card is painful, especially with monthly fees, since you need to do all the paperwork to get money from company.
Usually the credit card invoices are not enough for the bookkeeping. You need to have more detailed record about what was purchased and about the VAT included in the price. With shared company credit cards somebody then ends up chasing the actual receipts, which happen to be in somebody's inbox.
In most cases it is just so much easier to handle things with invoicing. The invoices are handled electronically and usually companies have systems in place which allow the accounting department to just pass the incoming invoice to whoever for approval.
A quite good solution this would be a virtual credit card service where somebody could assign "virtual cards" to whoever on the company and put specific monthly/yearly limits on those. It would be pretty nice to add the collection of receipts to this one as well. So the person responsible for specific virtual card, would also upload the invoices that match to the payments made.
Getting the person who has the card to enter the necessary card details to a web site is not always convenient. On the other hand passing the card number, cvc etc to many people in the company has certain risks associated with it. Using personal credit card is painful, especially with monthly fees, since you need to do all the paperwork to get money from company.
Usually the credit card invoices are not enough for the bookkeeping. You need to have more detailed record about what was purchased and about the VAT included in the price. With shared company credit cards somebody then ends up chasing the actual receipts, which happen to be in somebody's inbox.
In most cases it is just so much easier to handle things with invoicing. The invoices are handled electronically and usually companies have systems in place which allow the accounting department to just pass the incoming invoice to whoever for approval.
A quite good solution this would be a virtual credit card service where somebody could assign "virtual cards" to whoever on the company and put specific monthly/yearly limits on those. It would be pretty nice to add the collection of receipts to this one as well. So the person responsible for specific virtual card, would also upload the invoices that match to the payments made.