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>I have to pay for all sorts of treatments I'll never use -- addiction counseling, prenatal care (I'm a man), etc. --

Yeah, I know! Outrageous! Next thing you know they'll be asking me to pay to educate other peoples children!! Oh wait....

Having a society full of healthy babies (remember those babies are going to grow up to be adults someday) and people without substance dependency is beneficial to you.

Are you also upset that the people who live across town from you have roads that you never use?

The whole idea of "insurance" is to pool risk anyways. Do you also go on a rant like this every year you don't get into a car accident?

>because it was considered unfair that I should pay less for consuming less (why this argument doesn't transfer to auto insurance, where men pay higher rates, I don't know).

There are some countries (and Montana) where gender discrimination in auto insurance is illegal.



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