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> Its obligations are to pay valid claims made by covered parties

No, its obligations are to operate legally within the state.

> What are you claiming its obligations are?

https://govt.westlaw.com/calregs/Browse/Home/California/Cali...

> It does not have a legal obligation to add provider capacity to a given region.

Correct. The other option is it could not operate in that given region at all.



  The other option is it could (choose to)
  not operate in that given region at all
This was the choice taken by UnitedHealth, Aetna, Cigna, ...




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