My take on this is the essay exposes a pretty significant flaw in the human condition. The more capable a person is to ignore the bullshit (ie. enough money to retire comfortably immediately) the less likely they should be doing so. And yet having the ability to "ignore the bullshit" is an integral component of what we've all come to recognize as "living the dream".

In way too many cases the "bullshit" exists because too many capable people are ignoring it.

That is unless "bullshit" is defined as all things that don't matter to anyone. In which case why would we assume anyone is focusing on those things anyways?