As a canadian reading this, my instinctive reactions were: 1. Is this a parody of some kind?

After it turned out it's legit news:

2. So why they simply aren't maxing out people credit cards too? I mean, by the same flawed logic, it would stop crime if people are more in debt. You can of course prove you aren't going to use your credit card for further crimes and have the money returned.

Then again, I should stop giving people ideas.