Haha, I guess I meant that was dreamed up and implemented in the 60s :) you're totally right though. That's give-or-take by the grandparents of the average tech worker who lives there now.
FWIW I'm totally in favor of income inequality; people should both want to and have the ability (social mobility) to become wealthy. I'm also, however, in favor of moving the bottom line up to a point where everyone live comfortable. Individualism should not have to come at the expense of the collective well-being -- at least not to the extent I'm seeing. I don't think that it's fair to say that I can only be wealthy at the expense of making someone live on the street; I can live with being a little less wealthy (pragmatically, the same wealth level) if it means solving social problems.
What I guess I'm trying to say is that individualism doesn't have to be all-or-nothing. After all, individuals still have to live somewhere, and it'd be better if that place didn't smell like pee ^_^
BART went online in 1972. But yeah, if individualism isn't your bag then SF's definitely not for you.