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> > The U.S.’s shift from traditional pensions to 401(k) plans makes it harder for Americans to know when it’s safe to retire.

Maybe I am misinterpreting but nobody is in a financial position to retire but continues working because of market volatility. Bonds are that volatile, and nobody with half a brain is heavily exposed to stocks if they have a high 6-/low 7-figure 401(k) and are planning on using that money for retirement income.




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