You are using unclear terms, but you are getting to some of the confusion on this thread.

Most art schools offer concentrations in areas that could allow you to pay back the debt you incur -- industrial design, film/animation, graphic design. But you have to be very lucky, or move laterally, to pay back those debts if you concentrate in painting, ceramics, or glass (all offered at RISD).

And, especially as you go from the BFA to the MFA, there is an increasing split between these two tracks. Different people on this thread are talking about different things.

My wife has a BFA and an MFA in sculpture from very well regarded schools. One of her classmates moved laterally and is now very high in the creative apparatus at Facebook, a couple are doing well with gallery sales, museum shows, and commissions, a few others teach (especially the ones with strong technical skills).

But, it's a hard path. Probably half her class pays the bills with earnings that don't use their skills. They almost all still make art.

I lecture webdesign at a prestigious art school in Sweden. I've done this for the last 5 years. One thing I've noticed is that mentioning anything regarding money or how to earn money(make a living) using the skills/knowledge you've aquired is strictly taboo and frowned upon (some of the students and most faculty. I've even been told not to talk about such things in my lectures. Utterly bizarre