When you buy a new $2,000 MacBook, for example, you're paying $20-40 in extra interchange (after your card rewards!) for that protection. While I agree it's worth it in a lot of situations, in other situations it would be nice to be able to opt out.

But if somebody else steals my credit card I can still get a $2000 fraudulent charge reversed. BTC is created intentionally to prevent that from happening. Theft is your money being gone forever.

Actually that's not really true, as we've seen with other crypto currency the stakeholders can simply vote to fork and thus invalidate the transactions of every other person.

But it's much more difficult to steal my Bitcoin because I don't go around typing the private keys in plaintext nor are they printed on a plastic card I carry around in my wallet.

Credit cards need velocity limits and insurance and fraud checks and all that stuff mostly because their actual security is godawful.

Anyways all I'm saying is that for certain people and certain transactions, Bitcoin is superior to credit cards. For everything else there's Mastercard.