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Link to previous discussion?

I'd be curious if incorporating outside the U.S. is the best option for them here to avoid the regulation. Or going on a SeaStead :) They'd still need relationships with Visa and Mastercard though.



Also, I'd be interested in a bank which didn't use the fractional reserve system, and did something more like the process described at the end of this video: http://www.youtube.com/user/khanacademy#p/p/CECDA315A8848B99...

It may then be tough to compete with existing banks whose insurance is subsidized by the gov though.




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