> There was no way I wanted to be in a position where I would feel like I had no choice but to accept an offer like this.
For me, that's the biggest takeaway from your story. When you're in a situation where you need money NOW, employers and creditors have all the power and can make your life hell with impunity. Most of us don't have F U money, but everyone should have a 3-6 month emergency fund and live comfortably within their means. It makes decisions like this one a lot easier. You can't put a price on having options.
For me, that's the biggest takeaway from your story. When you're in a situation where you need money NOW, employers and creditors have all the power and can make your life hell with impunity. Most of us don't have F U money, but everyone should have a 3-6 month emergency fund and live comfortably within their means. It makes decisions like this one a lot easier. You can't put a price on having options.