Replacement credit cards are not the issue. Whoever has this data has the complete dataset to open new credit cards in your name, buy a car in your name, get plastic surgery in your name, etc.
The hassle will be convincing all those companies that you do not in fact owe them thousands, and there is no automatic protections for these types of harms.
Even worse, is if you don't immediately notice a new account on your credit report, that then goes to collections. -_- 10 years later and I still get threatening calls from the shadiest of shady "collection agencies"
Do you know if there's any way to "notice" these new accounts without having to freeze your credit or otherwise mess with the normal process for getting new credit? I just want a notification, nothing else.
