Don't take it to heart -- people are intimidated by finance. Engineers like a scope-defined problem set and finance doesn't work with them.
IMO, do the boglehead thing for 80-90% and play with 10-20%. If you spend some time on it and educate yourself, that play portfolio will often beat the Vanguard strategy. If you lose, you're not dead.
IMO, do the boglehead thing for 80-90% and play with 10-20%. If you spend some time on it and educate yourself, that play portfolio will often beat the Vanguard strategy. If you lose, you're not dead.