You are doing many that the course says do not do --
stashing gold, thinking one kind of investment (buying properties) is always better than others, thinking one kind of fiat money is better than another, etc.
You are basing many of those decisions based on your personal luck and other people's anecdotal experiences, but not what the data said.
If courses can make you wealthy, we won't be having this conversation? Isn't OP also basing his personal experience what works?
Seriously, be open minded about subjective opinion. There is no right/wrong. If my method works for me, it works for me. My starting statement said there is no one definite way to live.
Seriously, be open minded about subjective opinion. There is no right/wrong.
Risk tolerance is, but refusing to diversify outside of real estate and precious metals is objectively a risky strategy without a history of outperforming lower-risk ones.
>If courses can make you wealthy, we won't be having this conversation?
Oh well, I think people will agree that following the advice in courses in reputable universities, perhaps, makes people wealthy more frequently than following advice that people disagree with on HN.
You are basing many of those decisions based on your personal luck and other people's anecdotal experiences, but not what the data said.