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> Much harder to throw money at luxuries when you're saving a lot.

I think this misses the larger point that Indians overall don't have that much money in hand to spend on luxuries.

I believe GNI per capita ppp [1] is the right comparison. (someone please correct if I'm wrong.) For india thats ~ $6K whereas for the US its ~ $57.5K, almost 10 times. (Also while the savings rate is more, the actual amount saved looks greater for the US.)

I think the parent is right, grand parent just proves the point of the article.

[1] https://en.wikipedia.org/wiki/List_of_countries_by_GNI_(PPP)...



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