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we seem intent on removing opportunities for personal virtue

Really? I do not see any evidence for this intent anywhere. Certainly, the point of SSDI is not exclusively the removal of an opportunity for personal virtue. There is also the fact that everyone here is one car accident and brain injury away from being incapable of working or caring for themselves. And while some people will purchase disability insurance, some will not and those people will become a drain on the public purse. Better, both in moral terms and in economic efficiency to make everyone pay for a baseline insurance package.

More to the point, there is nothing stopping you from volunteering to help the disabled or anyone else. SSDI provides a minimal standard of living, but we all prefer to live on more than the absolute minimum. There is more to life than a small monthly check can possibly provide, so there is ample opportunity for you to express your virtue by helping disabled people.

This applies in the negative sense as well. Because the law compels me to morality (e.g., in the kinds of things I say in public, refraining from hate speech), I don't have the opportunity to be virtuous of my own free will.

I think you're conflating morality and law. The law compels your behavior. It cannot make you moral. There is no law against being a bigot or even saying bigoted things per se.

Since I must behave this way due to the law, rather than my innate goodness, can I still consider myself virtuous?

As I understand it, hate speech is only a crime in the US when it occurs in conjunction with a systemic campaign of discrimination or a violent crime. I'd say that if the only thing keeping you from launching into long diatribes about how various racial groups are genetically inferior (while either discriminating against them or assaulting/murdering one of their members) is the possibility of legal sanction, then you are not actually a virtuous person. And this lack of virtue really cannot be blamed on society. Or the law.



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