> Heck, many wealthier younger folks don't have one. This is a huge problem and ... | Hacker News

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		limelight on Feb 26, 2018 \| parent \| context \| favorite \| on: Debt Collection Companies Have Hijacked the Justic... > Heck, many wealthier younger folks don't have one. This is a huge problem and I really wish more institutions would switch to email/phone services. Mail is incredibly unreliable. Last year I had a medical bill which I completely missed due to a changing address. It was something I could've easily paid, but I didn't even know it existed until I got a large ding on my credit score.

JonnyNova on Feb 26, 2018 [–]

A bad mark on your credit isn't the end of the story for that debt. You should check out if you can still pay it and get the mark off.

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