Ripe for disruption, except that when you look at the laundry list of requirements, the thing that needs disrupting is the need for a billion different custom requirements, not a different payroll system.
I thought that too, until I learnt how all the payroll rules are fed into a mainframe for companies like ADP and Ceridian.
A mainframe stood between a client and their need.
Maybe we're after a better mainframe that doesn't need so much workarounds to do what has become payroll today.
I'm choosing to be optimistic that if a Stripe can navigate the payments industry, a payments startup could allow a better mainframe to be built through a rules engine that allows the degree of flexibility and data interoperability required in today's world.
