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AFAIU, Ripple handles escrow without transaction fees for multiple transactions (2016 "SusPay"); and maintains the transaction history within the distributed ledger: https://ripple.com/build/escrow/

I included links to Bitcoin BIP32 Hierarchical Deterministic Wallets (2012) and a description in another thread here. Is this HD Wallets with different terminology? Are they talking about transferring wallets keys instead of balances? If so, do they update the AML information with the exchange? You should never share your private key(s).



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