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I think this is the one big reason why cryptocurrencies like bitcoin are not useless.

I'm not a big proponent of bitcoin etc, really, there sure are big downsides. But this is the big upside: the credit card system is "good enough" for average Americans and average retail chains, but breaks down all the time with international and/or indie stuff. (See also: random people banned from using Square for life, because the fraud detection algorithm can't handle them.)



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