If you don't have a disposable income you might not have access to digital tools like VPN, VPS, Hosting Ect.

No government program is going to pay for a person's VPS when they are unemployed or otherwise unable to tinker on the web due of a lack of resources. But this kind of program might provide the most benefit at the lowest cost.

What would be the most useful and cost effective (at bulk) tool to give away, that people may not have access to?

If you are in that situation and have a idea, especially one that benefits people and you can't implement it due to a lack resources, maybe I can help.