You can proselytize all you want about policy theory and ideals, but the reality of starting a business (not just a side-hustle) comes with more risk to the owner than you probably realize. Trust me, I'd love to have insurance, but it's unobtainium where I live if you don't qualify for subsidies. Considering the benefits from profitable new businesses, including the employment numbers we drive, the taxes we generate, the office leases we pay, the administrative services we buy, etc., etc., I think the "rest of you" will probably get the better end of the deal relative to the risk a business owner directly bears, crap emergency treatment for the uninsured aside (if even needed during the start up years, which I'm gambling won't be). I'm just telling you the reality of being a small business owner.