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> It should include all of your life goals like possible homeownership or a family as well as a decent amount toward retirement.

Or you can just accept that none of that is going to happen and resign yourself to working a crappy job until you keel over dead (or the robots make you unnecessary).

Though I do enjoy the "freedom fallacy" of not showing up to work for a month or two and still having a job or telling them "I'm busy" when they want some special favor (with promises they never fulfill) from me with absolutely zero repercussions.

So, yeah, I might be dirt poor, one unfortunate incident away from being homeless and can't buy all (or any, really) of the toys I want but this is a path I can accept.




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