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Your banking password isn't that sensitive, because banks are used by regular people who don't have any conception of good security practices. The worst case scenario of your bank login credentials leaking are really not that bad.

Huh? The worst case scenario of your bank login details is... someone depositing all your money to their account, surely.




Nope, the login in (some? many?) banks is just a first step, to actually perform transactions they require a second stage auth. Most they can do is transfer money to some of my family members (I've disabled the second stage for a few specific destinations).


Most banks request a second auth factor (SMS, code, phone call) before executing a transfer to a new recipient.




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