Reminds me of Neal Stephenson's character whose strategy for bike safety at night was to assume he was wearing reflective clothing and that everybody in a car would be paid a million dollars to kill him.
Another strategy is to actually wear OSHA-certified hyper-reflective clothing, such that the anyone would assume that a driver who hit him must have been paid a million dollars to do it.
A friend of mine does this, he has a whole closet full of orange and silver sweatshirts that he wears every day. Last time he got hit by a car was years ago, but when the cops showed up they took one look at him and arrested the driver before he'd uttered a word.
Here in England, everybody wears that terrible neon reflective stuff every time they leave the house. Bicycle optional in many cases. They have no shame here.
The downside is that it makes me comparatively less easy to spot.
Another strategy is to assume the drivers are wearing hyper-reflective clothing and that you've been paid a million dollars to hit them. Someone try that out and report back.
I couldn't for the life of me remember the name of the book or the character - I do remember perfectly the gas-masked fish on the cover of the mass-market paperback, though.
