I of course don‘t have data to back this up. But, I think, a lot of it comes down to how you approach these sorts of situations. According to my experience, how open you are - and stay - in kind-of-sketchy situations will get you a long way in dealing with people that others might have just written off as „someone trying to scam me“.
That actually reminded me of a really cool poscast episode I listened to this week:
The second part of that episode is in no way pleasant - in particular when they met the two scammers at the bar. Their flippancy could have very easily led to a much worse ending than it did.
That may realign it, but it doesn't mean you're good at it. Maybe Joe-Z fails in the other direction, writes off tons of people as untrustworthy (incorrectly) for no reason, and hasn't realized it.
I think that‘s what most people do. I‘m actually waiting for me to be „completely duped“ one time and deliberately exposing myself to this risk. However, my experience so far has lead me to believe: Most people are really nice and the few that aren‘t shouldn‘t really be tainting your interactions with others that you just happen to not know yet.
Personally, I feel the same way. But it's illogical. What data do you have that you're good at ferreting the genuine from the not?