> there are three orders of magnitude between $10K and $10M
Sure, but you're comparing apples and oranges. Almost 2 of those orders of magnitude disappear when you change $10M of assets into a few hundred thousand dollars of annual income.
A lot of the rest goes away when you notice that not worrying about finances "ever again" includes an awful lot of expensive things you don't pay for day-to-day or even year-to-year, such as the dental work you're putting off.
Sure, but you're comparing apples and oranges. Almost 2 of those orders of magnitude disappear when you change $10M of assets into a few hundred thousand dollars of annual income.
A lot of the rest goes away when you notice that not worrying about finances "ever again" includes an awful lot of expensive things you don't pay for day-to-day or even year-to-year, such as the dental work you're putting off.