The publication, Plough, is a Christian publisher, and the author is a Christian pastor. The end of the essay has a call to action to the Christian community for how to consider debt and treat people with debt (more humanely, of course). I am not a Christian, but I found the author's framing of how society at large treats debt useful and insightful.
Just for some further context. Plough is a publication of the Bruderhof community which is Christian but in a much more radical sense than mainstream Christianity (no private property, radical non-violence, etc.).
I've visited their community in upstate NY and really enjoyed it.