...and completing all of those forms flawlessly, as a layperson, lest you open yourself to any number of lawsuits. Just the thought of it makes me nervous. It's why large companies have dedicated staff to dealing with such issues.
This is the weirdest thread I've seen on HN, just pay a little money to Gusto or similar to do this. You are talking about barely any cost to have someone else do it who does it all the time.
If you don't have the money to pay $50 bucks then do it yourself and just worry less. The chance you mess up is so low it isn't even a thing.
It's funny because all of these comments are ignoring the thousands of small businesses run by average people that have already solved this problem for over 30 years
Most of them never solved it they just did "good enough" and haven't had any issues. Most people are open to solving things without involving the government or just drop the issue and walk away. Everything will be fine for until they get someone who's not ok with it then they get raked over the coals for what they thought was "good enough".
All of the (objectively) stupid people I know who successfully own and run businesses with employees, and the people on this site clutching their pearls at the thought of having to fill out ~5 forms.
If you're unable to grow your business because you are scared about a step required to grow your business you aren't going to grow your business. Nobody owes you this. Risk aversion isn't anyone else's fault.
My partner entered into head of operations at a small company and had to learn all of this stuff on the fly [in Canada].
She's managed just fine as well. I've managed a department previously and had to deal with worker's comp matters and same thing. It's not very difficult to learn. It's a bit of overhead, sure. It's just part of the job of overseeing others.